Do you need debt settlement?
Yes? You probably need debt settlement.
What is Debt Settlement?
Debt Settlement is the process of paying off debt by negotiating settlements with creditors.
A settlement usually means paying the creditor less than the full amount due. Settlement ranges depend on a few factors:
- Debt type
- Creditor
- Financial Hardship
- Account Age
- and more!
Creditors, like credit card companies or debt collectors, agree to settlements as an alternative to potentially receiving nothing when a debtor files bankruptcy.
Wondering how you can get out of debt?
You can use debt settlement to help with:
Understanding Debt Settlement
If you can no longer afford to pay your creditors or your loans, then it's time to consider resolving your debts with creditors. There are several ways to resolve debt:
- Settling the debt aka paying less than the full balance;
- Fighting the charges because there is a legal defense to owing the full balance; or
- Paying nothing because you do not owe the debt or the debt is not legally enforceable.
We help you determine the best way for your situation in our debt settlement process.
What should I know about Debt Settlement?
Here is a quick video explaining debt settlement and how it can help you!
Frequent questions about debt settlement
How much does debt settlement cost?
It depends! We offer flat rate pricing with affordable payment options, starting at $100/mo.
How much can I save?
In general, people save 50% (even on small accounts - it adds up!)
How long does it take?
This depends on you, creditors, and the legal issues, so from 90 days up to 2 years.
WHAT ARE YOUR OPTIONS?
What is the best way to get out of $15,000 in credit card debt?
We have a handy tool to explain it all and to help you decide. Bonus, you can have it for FREE!
Thanks for requesting the Debt PDF. We will email it to you soon!
The AZCLG Team
What about my credit score?
If you are already in collections, the damage has been done. Resolving your collections, and making your debt more manageable is the key to long term credit score improvement. We also offer credit repair and credit counseling as part of our debt settlement legal service.
BONUS:
If you are looking to buy a home, debt settlement will improve your credit score and debt to income ratio.
Take the first step to your better financial future.
You’ll receive:
- In-person credit consult with a lawyer
- A review of your credit report
- Recommendations for your situation
- A $250 value
START YOUR DEBT SETTLEMENT TODAY FOR FREE:
During the consult, we will review your situation, documents, and create a plan of attack. We will also give you a quote for services and payment options.