If you can no longer afford to pay your creditors or your loans, then it’s time to consider resolving your debts with creditors. There are several ways to resolve debt:
Settling the debt aka paying less than the full balance;
Fighting the charges because there is a legal defense to owing the full balance; or
Paying nothing because you do not owe the debt or the debt is not legally enforceable.
Debt Settlement is the process of paying off debt by negotiating settlements with creditors. A settlement usually means paying the creditor less than the full amount due. Settlement ranges depend on a few factors:
Creditors, like credit card companies or debt collectors, agree to settlements as an alternative to potentially receiving nothing when a debtor files bankruptcy.
If you are already in collections, the damage has been done. Resolving your collections, and making your debt more manageable is the key to long term credit score improvement. We also offer credit repair and credit counseling as part of our debt settlement legal service. BONUS: If you are looking to buy a home, debt settlement will improve your credit score and debt to income ratio.
Take the first step to your better financial future.
In-person credit consult with a lawyer
A review of your credit report
Recommendations for your situation
A $250 value
START YOUR DEBT SETTLEMENT TODAY FOR FREE
During the consult, we will review your situation, documents, and create a plan of attack. We will also give you a quote for services and payment options.