Credit Repair, Debt Consolidation, Bankruptcy & More! Worried about cost? We offer flat rate pricing with payment plans! ~ Want more info? Click the bubbles! Credit Repair Have bad credit? Want to improve credit? We can help with credit repair & credit counseling. Debt Consolidation Need debt help or debt relief? We help with credit cards, medical debt, student loans, timeshares, and more! Bankruptcy Wage Garnishment? Worried you can't pay all those collections? Chapter 7 Bankruptcy may be an option. Litigation Help Sued by a debt collector? Need help filing an Answer? Just find out about a default judgment? We can help!