Its vitally important that you understand how our No Out of Pocket Fee program works. We do charge fees and costs for our services. We charge our customarily hourly rates which are recited in all of our fee agreements. However, we do not look to you to pay these fees as incurred. We solely look to the settlements that we are able to obtain from defendants on your behalf, to pay both you and us.

No Out of Pocket Fee program

How Much Is Going to Cost Me?

Under the law, the Defendants that are reporting incorrect negative information about you are responsible for our fees and costs in any successful action. Most of cases settle. We look solely to the settlements that we obtain on your behalf, for payment of our fees and costs. So long as you cooperate with us, in good faith, we will not look to you to pay our fees and costs. We also collect our fees and costs from settlements that we obtain from Debt Collector Defendants that harass you in connection with collecting debts.

Objectives of Our Lawsuits for You

The objective of our Credit Repair lawsuit is to fix your credit, provide you with damages and an attorney at no out of pocket cost to you. At the beginning of your case, an attorney will review your matter and give you an assessment of how much money and what relief we can get for you from your lawsuit. If we agree on these objectives, we will file your lawsuit.

Our Rates

Our fees, historically, have averaged around $4,000 or so, per defendant. We take these fees from the settlement pot at the end of the case. Our current fee structure, which is subject to change with 30 days’ notice to you, is:

  • Attorneys $375 per hour
  • Paralegals $160 per hour
  • Clerical staff $120 per hour

We keep track of our time and deduct these fees at the end of the case. We use a real-time system, in the cloud, for keeping track of our costs and our fees.

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    Our Out of Pocket Costs that may seek from the recovery

    We typically pay $400 to the Federal Court for filing your lawsuit. We pay the process servers for each defendant that they serve or attempt to serve in your case. These fees can range from $20 on up to over $100 for each defendant that they attempt to serve.

    Sometimes, we will need to take a deposition. In that case, we will need to pay a court reporter along with a transcription fee that can be $3.50 per page or more plus shipping. Rush fees are rarely needed, but its always a possibility.

    Other times, a court may order a case into mediation or even arbitration. These are also fees that may have to be reimburse as well.

    Distribution of Money to You
    When your case is settled, we will make a single and final distribution to you. We will also provide you with a remittance statement showing you our fees and costs.

    Taxes You May be Liable for on Your Distribution

    Not a fun topic, but here is what you need to know. Many times a credit reporting agency or a bank that we sue will issue two (2…yep 2) 1099 forms for the same money. They send one to us and one to you. Because we pay tax on that money, you probably don’t need to. But you will need to report that 1099 on your tax return and state the amount of money that you received from us. Our best information is that you only need to pay tax on the money that you receive from our law firm in your case. To be clear, we do not practice tax law. This is our best information that we received from the National Consumer Law Center as of February 2021. This is a Consumer think tank that supports Consumer Rights attorneys such as our firm. This is their position on how to handle these 1099 forms that you may receive.

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      AZ Credit Law Group PLLC
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      (480) 907-6088