Gary Nitzkin

Gary Nitzkin


Licensed in Michigan Only

Gary Nitzkin has been practicing law since 1990. He has been fixing credit since 2008. He formed Credit Repair Lawyers of America to fix your credit, stop debt collectors from harassing you and to clean your credit report when you have been victimized by identity theft. Before practicing law, he was a certified public accountant.

He can be reached at
Trinette Kent Attorney

Cy Hainey

Attorney, Bankruptcy Department Head

Licensed in Arizona only

Mr. Hainey has nearly a decade’s worth of experience in bankruptcy, consumer, debt relief, and estate planning law. This experience, coupled with his background in finance and banking, makes him a powerful advocate for his clients.

Mr. Hainey grew up in rural Kansas with a strong sense of ethics, integrity, and friendliness that he incorporates into his law firm practice. He treats each client as if they are family, providing them with the legal advice they need to make the best decisions. His years of studying for both his undergraduate and master’s degrees in Colorado, Montana, France, Spain, and Mexico all positioned Mr. Hainey for the next step in his career, studying law.

After earning his degree and receiving his license to practice law, he gained a wealth of experience in the areas of family law, bankruptcy, personal injury, debt relief, estate planning, and general civil litigation. His previous work in banking, his experience in the legal field, and his entrepreneurial spirit helped him take the next step of opening his own law firm in 2018. Mr. Hainey’s true calling is providing consultations and supporting clients in the bankruptcy, debt relief, and estate planning sectors. Mr. Hainey speaks English and Spanish.

He can be reached at
Carl Schwartz

Carl Schwartz


Licensed in Michigan and New York

Carl came to us with a wealth of experience fighting for consumers under the Fair Credit Reporting Act and the Fair Debt Collection Act. He is a rising star at Credit Repair Lawyers of America and graduated from the University of Michigan.

He can be reached at

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I highly recommend AZ Credit Law Group.

Brent Reese
Prescott, AZ


Brent Reese Prescott Arizona

I had a tricky situation with a two derog’s on my credit report from a very old short sale. The bank ‘re-aged’ the short sale which basically would make the short sale sit on my report for another 7 years. Rochelle and her team worked hard on this and ultimately got it removed. No upcharges or request for more money. They stuck to their original agreement with me. I highly recommend AZ Credit Law Group.

This is a well run group really knows her stuff. All of her staff have been well trained to assist all their clients…

Sandra Fischer 5.0 ★★★★★

This place was great! Very informative and very professional! Felt like I got straight answers and not the runaround about my credit!

Angela S. 5.0 ★★★★★

Excellent staff! I couldn’t be any more pleased. I recommend this firm to anyone needing credit related services.

Josh Henderson 5.0 ★★★★★

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