AZCLG a consumer rights firm located in Tempe

Credit Repair & Debt Relief: Everything you want and Don't Want to Know. 

Credit Score
Credit Card Debt

Max Number of Credit Cards

By Rochelle / March 8, 2019 / 0 Comments

Credit Cards are tricky creatures! You need credit to have good credit, and you really need credit cards to establish great credit. But how many credit cards do you really need? We recommend having 2 minimum to establish good credit, and no more than 5. Check out our other videos on credit cards for more […]

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Credit Repair

Dispute Credit Report Errors

By Rochelle / March 1, 2019 / 0 Comments

 How do I dispute errors on my credit report? Its important to check your credit report for incorrect information. But what do you do when you find errors? Dispute them. This video will tell you how.

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Why is my credit karma score different? Credit Scores, AZCLG Tempe, Phoenix

Why is my Credit Karma score different?

By Rochelle / April 25, 2017 / 0 Comments

Credit scores are complicated, and the answer to why creditkarma.com is different from freecreditscore.com or the credit scores you see for mortgages, car loans, etc. is even more complicated. First, there are many different variations of credit scores, but the most common producer of credit scores is FICO. Yes, there are others, even Equifax, Experian […]

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Credit Scores and Mortgage Lending, AZ Credit Law

Credit Scores & Mortgage Lending

By Rochelle / May 5, 2016 / 0 Comments

When it comes to buying a house the first thing most mortgage lenders look at is your credit score. Why? Because it is one of the biggest factors in determining if you can even qualify for a loan. Before we give you a break down of credit scores you first need to know that lenders […]

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Credit Confusion help

Why do I need credit?

By Rochelle / September 21, 2015 / 0 Comments

Living within your means by paying cash for everything and not having any debt sounds pretty good right? Well, from a credit standpoint it’s bad.  In fact, it may cause you to have “bad credit” or no credit at all. Why? Because credit scores are based on your ability to manage debt. So if you […]

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Debt Negotiation Debt Help

How to negotiate debt!

By Rochelle / April 7, 2015 / 0 Comments

By Rochelle Belnap, The Arizona Credit Law Group, PLLC We see it all the time.  You have accounts in collections, you call the debt collector, pay them the full amount they are asking for, and then months or years later the same debt is still haunting you and a new company is trying to collect. […]

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